We Insure Your Trip

Why Insure Your Travel ?

While Cosstrip takes every possible precaution to make your journey a safe and unforgettable experience, you can assist us by insuring against unforeseen events. For instance, a snowstorm could result in the closure of your airport just before you board for China. Or, you arrive in Beijing, but your luggage is en route to Tibet…

We understand that these minor incidents can ruin your long-planned holiday. Therefore, we have carefully selected travel insurance providers that cover your country of residence. We believe these providers can offer you maximum protection, preventing the occurrence of any unexpected situations, and ensuring you get value for your money.

Category and insured amount

Special Provisions

  1. Accidental and Acute Disease Medical Treatment: During the insurance period, if the insured person suffers from an accident or an acute disease while traveling, and receives treatment for the injuries caused by the accident or the acute disease at a public hospital of level two or above (inclusive), the insurer will cover the medical expenses that are within the scope and standards of the local urban employee basic medical insurance and are medically necessary (hereinafter referred to as “reasonable medical expenses per incident”) from the date of the accident or acute disease occurrence for ninety days, and pay the accidental medical or acute disease insurance money as “(reasonable medical expenses per incident – 0 RMB) × 100%”.

  2. Flight Delay Liability: A compensation of 200 RMB is paid for every 4 hours of delay, subject to the limit of the insured amount.

  3. Compensation for flight delays and travel changes under this plan are not cumulative.

  4. Personal Carry-on Luggage and Items Loss: The compensation limit for each piece or set of luggage or item is 1,000 RMB.

  5. Infectious Disease Quarantine Liability: The insurer only assumes the responsibility for compulsory centralized quarantine required by the local CDC (not including home quarantine required by other departments).

  6. This plan covers self-driving tours (with the insured amount equivalent to the accidental death insurance amount).

  7. The age for insurance under this plan is from 30 days to 85 years old. For insured persons aged 71-85, the liability limit for “accidental death and disability” and “acute disease death” assumed by the insurer is half of the amount stated in the policy.

  8. The compensation limit for minors is in accordance with the regulations of the China Banking and Insurance Regulatory Commission.

  9. This plan is limited to one policy per person, multiple policies are invalid.

  10. This plan covers non-competitive high-risk activities: hot air ballooning, diving, horse riding, jet skiing, beach motorcycling, water jet skiing, parasailing, archery, mountain climbing (below three thousand meters in altitude), surfing, hiking, camping, skydiving, skiing, water skiing, ice skating, roller skating, skateboarding, sliding, bungee jumping, rock climbing, bouldering, rafting, short-term sightseeing yachting, windsurfing, paddle boarding, and sailing.

  11. Please hand over the detailed terms to the customer and carefully read the coverage, special provisions, and exclusions on the policy. The specific coverage is subject to the policy and terms.

About China Continent Insurance

China Continent Property & Casualty Insurance Co., Ltd. was established in Shanghai on October 15, 2003, with the approval of the State Council and the China Insurance Regulatory Commission. It is a nationwide property insurance company and the only direct property insurance subsidiary under China Reinsurance (Group) Corporation (Stock Code: 01508.HK), with a registered capital of 15.1 billion RMB. It has established 35 branches, 1 business department, 1 marine insurance operation center, with a total of more than 2000 institutions, covering all provinces in China except Tibet. From 2014 to 2017, it has been awarded the “A (Excellent)” financial strength rating (FSR) and “a” issuer credit rating (ICR) by A.M. Best Co. for four consecutive years, with a stable outlook.

Disclaimer

For the insurance items included in the package, they are only effective under the condition that the service commitments of the package content are fulfilled. In the event of a refund (including all types of refunds, full and partial refunds), the insurance content will become invalid, and the insured fees will not be refunded. The final interpretation right of the insurance content fulfillment belongs to China Continent Insurance. In case of disputes over the insurance content fulfillment, Cosstrip will actively coordinate with the insurance company to communicate and explain to customers. Cosstrip is committed to providing customers with quality and personalized services, and to maximizing the protection of customers’ safety and interests.